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Moving to Mexico Checklist: Everything Americans Need to Know

Last Updated: January 8, 2026

Affordability

Healthcare

Taxes

Safety

Stability

Relative Ratings versus the United States

TL;DR

Mexico leads in actual American relocations in 2026 due to proximity and established expat communities. The Temporary Resident Visa requires $3,300-$4,500/month income. Permanent residency is available to retirees with $5,000/month pension. Cost of living is 60% lower than the U.S.—$2,500/month enables middle-class lifestyle with full-time help. Private healthcare offers modern care at 30-50% of U.S. procedure costs.

Why is Mexico the top destination for American relocations?

While Canada leads in "searches," Mexico leads in actual numbers. In 2026, it remains the most popular destination for Americans due to its extreme proximity, cultural richness, and established expat communities in places like San Miguel de Allende, Lake Chapala, and Puerto Vallarta. The transition to Mexico is often the "seamlesst" for Americans, as many services are tailored to U.S. tastes and the dollar retains significant purchasing power.

Safety varies significantly by region, requiring Americans to be more discerning about their specific destination than they might be in Europe.

What are the visa options for Americans moving to Mexico?

Mexico's residency process is famously one of the most straightforward in the world for Americans.

  1. Temporary Resident Visa: For those staying more than 180 days, this visa is based on economic solvency. You can qualify with a monthly income of roughly $3,300 - $4,500 (2026 figures) or a significant balance in a savings account.
  2. Permanent Resident Visa: Often granted directly to retirees who meet higher income thresholds, this visa never expires and does not require you to hold temporary status first.

Available Visa Pathways:

Retirement in Mexico: Mexico is the easiest country for U.S. retirees to access; permanent residency is typically available to those with a monthly pension or Social Security income of approximately $5,000, allowing for a lifestyle of luxury that would be impossible on the same budget in the U.S.

How much does it cost to live in Mexico compared to the United States?

Mexico offers a cost of living up to 60% lower than the U.S.; a monthly budget of $2,500 allows for a middle-class lifestyle including a full-time housekeeper and frequent dining out, which would cost $6,000+ in most American cities.

What is the healthcare system like in Mexico for Americans?

Healthcare in Mexico is a "two-tier" system where Americans typically opt for high-quality private hospitals that offer modern care at 30–50% of the cost of U.S. procedures. Many U.S. retirees choose Mexico specifically because they can afford out-of-pocket care that their U.S. insurance won't cover.

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At Bring Me Abroad, we synthesize official government data, local legal requirements, and real expat experiences to create our relocation guides. Our goal is to simplify the complex process of moving abroad for US citizens.

Aaron Heth

About Aaron

Aaron is a seasoned designer and entrepreneur with over 15 years of experience building digital products for the SaaS and hospitality industries. In 2023, he navigated the complex journey of relocating from the U.S. to the Netherlands—a process that revealed a fragmented landscape of outdated visa blogs and "browser tab overload." After successfully launching a design studio in the Netherlands, Aaron co-founded Bring Me Abroad to solve the "Day 1" information gap. His mission is to democratize relocation by replacing expensive consultants with high-utility, data-driven reports that help early-stage explorers get situated quickly. When he isn't decoding immigration logistics, Aaron can be found cycling through the Dutch rain in search of the perfect apple pie or navigating the nuances of the Dutch language.